In certain situations, you can have your federal student loan forgiven, canceled, or discharged.

Find out whether you qualify due to your job or other circumstances.

Your Student Loan Relief Options depend upon the type of loans you hold.

Private Student loans obtained through a traditional bank or even via credit cards will mean only certain forms of relief are available and under specific situations.

Federal Student Loans, of which there are numerous loan types and names, all generally have a federal student loan relief program for those who qualify.  These relief options can be significant and in some cases will even forgive the total amount of student loan debt due!

You can learn more details about the common forms of student loan relief below. If you would like to have your loans evaluated and receive information on what options are available to you, complete the Student Loan Relief form. There is no cost and no obligation to use any form of relief.

Federal Student Loans

What are the differences between student loan forgiveness, cancellation, and discharge?

The terms student loan forgiveness, cancellation, and discharge mean the same thing, but they’re used in different ways. If you’re no longer required to make payments on your loans due to your job, this is generally called forgiveness or cancellation. If you’re no longer required to make payments on your loans due to other circumstances, such as a total and permanent disability or the closure of the school where you received your loans, this is generally called discharge.